Insurance Covers Ohio

Auto insurance protects drivers in the event of a crash or other covered damage outside of their control so that drivers don’t potentially take on the full cost of repairs.

Directors and officers of nonprofit organizations need to protect themselves in the event of a lawsuit with directors and officers liability insurance, which protects their personal assets and covers the cost of legal fees.

The next time you are walking through your local farmers market, remember that vendors need to have liability insurance to be able to sell their products.

Sometimes a concert must be canceled, either due to bad weather, technical issues or even the artist being sick. Event cancellation insurance protects the concert organizer if something unexpected happens.

Gas stations sometimes experience spills and overfills when loading and unloading fuel. Fortunately, they can often rely on storage tank pollution insurance coverage.

A construction project can’t begin without builder’s risk insurance. Most projects also need additional coverage for things like mobility equipment and cranes.

Your favorite restaurant could be financially devastated if it had to close due to a covered incident, like a fire or natural disaster. Luckily, business interruption insurance helps restaurant owners recover from a covered loss by replacing lost income and paying for other necessary expenses under the terms of the policy.

Pizza delivery drivers need insurance too. Hired and non-owned auto policies cover delivery drivers using their own vehicles, while commercial auto insurance covers the use of company vehicles.

Farmers rely on crop insurance to help them recover if their crops are destroyed by natural events like hail, fire or wind. Livestock insurance also protects animals on the farm.